Fozan Fareed

I specialize in economic policy research and advanced data analysis methodologies. I am a PhD Candidate in Economics at Université Paris-Est where I am conducting empirical research to analyse the role of financial inclusion in socio-economic development and entrepreneurship creation in the context of developing economies. I hold more than five years of experience in conducting evidence-based policy research with international organizations such as the Organization for Economic Cooperation and Development (OECD), International Monetary Fund (IMF) and FINCA Impact Finance.

Research Interests:

  • Financial Inclusion
  • Inclusive Growth
  • Entrepreneurship
  • Gender Disparities
  • Data Science

Work Experience.

  • Dec 2017 –
    Dec 2019

    Organization for Economic Cooperation and Development (OECD)

    Consultant, Economics Department


  • June - Sep

    International Monetary Fund (IMF)

    Trainee (FIP), Middle East and Central Asia Department

    Washington DC

  • April - Oct

    Organization for Economic Cooperation and Development (OECD)

    Trainee Economist, Economics Department


  • Mar 2013 -
    Sep 2015

    FINCA Microfinance Bank Limited

    Research and Product Development Analyst



  • 2016- 2020

    Université Paris-Est

    Ph.D. in Economics


  • 2015- 2016

    Université Paris-Est Créteil (UPEC)

    Masters in International Economics


  • 2008-2012

    Lahore University of Management Sciences (LUMS)

    B.Sc. (Honors) in Economics and Mathematics


Publications & Policy Work.

Published Papers

"Social Spending and Inclusive Growth" (2020: forthcoming). IMF Policy Papers, International Monetary Fund. (with Anastasia Guscina, Christoph Duenwald and Koshy Mathai).

"Financial Inclusion and Women Entrepreneurship" (2017), OECD Economics Department Working Papers, No. 1411, OECD Publishing, Paris (with Mabel Gabriel, Patrick Lenain, and Julien Reynaud).

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Chapters in Books

"Assessing household financial vulnerability: Empirical evidence from the US using machine learning” in: OECD (2019), OECD Economic Survey of the United States: Key Research Findings, OECD Publishing, Paris (with Damien Azzopardi, Patrick Lenain, and Douglas Sutherland).

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Economic Surveys

OECD Economic Survey of Mexico 2017

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OECD Economic Survey of United States 2018

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OECD Economic Survey of the United States: Key Research Findings 2019

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Work in Progress

Access to Microfinance and the Economic Ladder: Empirical Evidence from Pakistan

Pushed into the Corner: An Empirical Study on the Drivers of Financial Exclusion